Right now I am with Allstate. Since my boat is so old, the only thing I carry is liability and currently have $50,000 in coverage. However, I am raising my liability to $100,000. My current rate is $18.00 every six mos. I know you will be wanting full coverage. I would suggest getting prices through your auto company. Sometimes you get a break if you have multiple policies through a single company. All my homeowners, auto and boat are through Allstate. Also, look closely at your homeowners policy. Mine covers any theft from my boat while it is parked in my yard and any theft of the boat while parked in my yard. Several years ago, I had the unfortunate experience of having fishing gear stolen out of my boat, and homeowners wrote me a check, minus the deductable. Good luck--insurance is one of those necessary evils that you don't want to get caught without!!